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On January 15, 2026, the Federal Reserve Board released a proposal that will fundamentally change how banks handle cash-heavy business customers. The initiative, titled "Innovation Within Limits," introduces enhanced compliance requirements that treat physical currency deposits with the same scrutiny previously reserved for wire transfers and digital payments. For retailers, restaurants, and service businesses that process significant cash volumes, the implications extend far beyond paperwork—they threaten the basic ability to maintain a banking relationship.
In a world of geoeconomic fragmentation and digital fragility, physical cash is re-emerging as the ultimate strategic hedge. Here is how to secure your B2B safe haven.
Is cash dead in 2026? Far from it. As digital systems face increasing fragility, physical currency is emerging as the ultimate strategic fail-safe for B2B operations.
As AI-driven retail accelerates, manual cash handling is becoming a dangerous bottleneck. Discover how bank-grade automation can synchronize your operations with 2026 consumer expectations.